12 May 2014

Hanover Finance: Hotchin v. KA No.4 Trust

The FMA acted properly and in the public interest when intervening in legal arguments over how much Hanover Finance director Mark Hotchin could recover from the sale of an Auckland waterfront property, even though this intervention resulted in a potential reduction of recoveries for Hanover investors the High Court ruled.
The Financial Markets Authority (FMA) defended its actions in the High Court when Hotchin and interests associated with him demanded the FMA pony up for their legal costs.
Along with other directors of Hanover, Hotchin is being sued for alleged wrongdoing in the operation of failed finance company, Hanover Finance.  His assets have been frozen pending argument over the level of damages he must pay, if any.
One contentious asset is a substantial private residence then under construction on Auckland’s Paratai Drive.  The property was then owned by KA No.4 Trust, a family trust associated with Hotchin and his family.  While he did not own the property personally, Hotchin poured some $12 million dollars into its construction with the intent that on completion the property would be a family home.  The court was told Hotchin ultimately abandoned plans to live there.  At this time, there were no formal records of his status as a creditor, despite having part-financed the property’s construction.
When it was decided to sell, there was confusion over whether Hotchin personally was entitled to any money from the sale.   The FMA took an interest.  The asset freezing order covered any share Hotchin might receive from the Paratai Drive sale.
With High Court approval, the FMA was admitted as a party to argue on behalf of Hotchin as to his entitlement.
Justice Winkelmann ruled those first to be paid out of the sale proceeds were third party lenders: ASAP Finance Ltd and KA No.3 Trust (a separate trust related to KA No.4 Trust).  Next to be paid was KA No.4 Trust for the value of the land.  Hotchin stood third in line, having to bear the loss on sale out of his claimed $12 million.
As it turned out, this ruling left the FMA in a worse position that if it had accepted a last minute offer made on the first day of the trial which would have split the loss on sale between KA No.4 Trust and Hotchin.  Both KA No.4 Trust and Hotchin demanded the FMA contribute to their legal costs – costs of a trial would have been avoided if the FMA had accepted the earlier, better offer.
Justice Winkelmann said there would be no order for costs.  Everyone got what they set out to achieve.  Hotchin and KA No.4 Trust got legal certainty as to how the sale proceeds should be divided.  And because the FMA intervened this would not have to be relitigated later should there be arguments over any contribution Hotchin may have to make to investors in Hanover Finance.
It was reasonable for the FMA to reject the offer made on the first day of the trial, she said.  It was made after four o’clock in the afternoon of the first day and did not give the FMA sufficient time to properly consider the offer, especially since the offer came from two closely related parties: Hotchin and his family trust.
Hotchin v. KA No.4 Trustee Ltd – High Court (12.05.14)
14.020