09 March 2015

Fraud: Reynolds v. Calvert

Reclassifying accounting entries to fraudulently disguise a $740,000 advance by failed Otago property company James Developments Ltd to a family trust set up by its controlling shareholder Chris James was brazenly admitted when he then challenged the company’s liquidator ability to sue.  James argued the money was not recoverable, it was statute-barred.
The High Court was told Mr James controlled James Developments.  Through a family trust, he borrowed $740,000 from his company in October 2006 to build a substantial family home at Jacks Point, in Queenstown.  For his company, this loan was an asset – money to be received in the future.  For trustees of the trust, this was a liability - money to be repaid in the future.
The future arrived when James Developments went into liquidation in July 2009.  Evidence was given that in the days prior to liquidation Mr James met with his professional advisers to deal with the ticklish question of the company’s $740,000 advance.  A liquidator would be expected to call in the loan promptly.  A lengthy company resolution with accompanying narrative was signed by Mr James stating the $740,000 advance was not a loan, it was the repayment of monies previously advanced to the company by himself and interests associated with him.  On the strength of this resolution, Mr James’ accountant Mr Todd Miller then reclassified the transaction in the financial statements of James Developments from a loan to repayment of earlier advances.  At the court hearing, two lawyers present at the meeting said they had no recollection of discussions about the proposed reclassification.  Justice Dunningham said Mr Miller who drafted the resolution knew it was factually inaccurate. 
While the company went into liquidation in July 2009, Mr Grant Reynolds was not appointed liquidator until November 2010.  He replaced prior liquidators who resigned.  The court was told Mr Reynolds had considerable difficulty getting explanations from Mr Miller about company transactions.  Responses were dilatory, often sparse to the point of obscurity and sometimes evasive. Both Mr Miller and Mr James were formally interviewed by the liquidator in May 2012.  The following month, Mr Reynolds advised the trustees that he did not accept the “reclassification” as being valid and demanded repayment to James Developments Ltd of the $740,000 advance.  Litigation followed.  Mr James family trust acknowledged the reclassification was a fiction, but said it was too late to recover the money.  Loans not recovered within six years of falling due are statute barred: the Limitation Act prohibits any action for recovery.  The $740,000 loan was made in October 2006.  The family trust argued time ran out in October 2012 and the liquidator could no longer sue.  Justice Dunningham ruled the advance was an on demand loan.  Liability for repayment does not arise until demand is made.  Her Honour further ruled that since the reclassification amounted to a fraud, time does not start running until the liquidator could reasonably have been expected to discover the fraud.  She said the fraud was actually identified in June 2012 when Mr Reynolds formally interviewed the accountant, Mr Miller, and the fraud was not reasonably discoverable before January 2011 when Mr Reynolds was having trouble reconciling the conflicting financial information available.  She ruled the six year time limit did not start running until January 2011.  The liquidator took legal action within that time.
Trustees of the family trust were ordered to repay $740,000 to James Developments Ltd.  Mr Chris James is not a trustee of his family trust.
Mr James, as director of James Developments Ltd, was held to be in breach of his duties to the company by orchestrating the fraud.  No damages were ordered.  The company had not suffered a loss; the accounting entries had been reversed and the loan was to be repaid.
Reynolds v. Calvert – High Court (9.03.15)

15.015